Transforming America by moving money differently — A US bank blueprint for 2020

Full disclosure I’m going to write about banking and moving money. Not only that but this whole adventure is inspired by the hair-loss inducing frustration I experience when I try to move money between banks in the US.

Seems odd am amirite? Well not if you were brought up on the sweet sweet nectar that is the UK banking infrastructure. So if you’re curious as to how they compare, and how America may one day be, and how together we can build a bank to change every aspect of your life — read on.

Over the past year and a half I have spent a considerable amount of time researching, thinking about, and (not joking) pulling my hair out due to — the US banking system.​

​More specifically, the completely slow and outdated way that Americans and American businesses move money.

At first it was a thanksgiving 2018 vision, that the US payment infrastructure was never going to change, and that done the right way — one could build a bank so incredible that it removes the US payment infrastructure entirely.

After considering just how ambitious an idea it was it became more of a topic of deep thought and discussion to be shared with anyone that would hear me and add to the thoughts jumbling up my mind.